As the eager participants line up to learn new skills, organizers should be focused on the teaching, not what will happen should someone get hurt. Whether it is a one-day clinic or several camp days, making sure all of the participants are covered by insurance is critical. So is protecting the organization from claims brought by participants or spectators.

Plan Description

This program provides coverage for youth sport camps and clinics. From off season camps of a particular sport to instructional clinics of a sport league or association, SMIC can write short term coverage to protect both the participants and the hosting organization or coach.

Accident Medical coverage provided by this program protects all insured participants of the activities. Coverage protects individuals while participating in the insured organization’s activities and traveling to, during or after such activities as a member of a group in transportation furnished or arranged by the Policyholder.

General Liability coverage afforded by this Program provides protection to the Named Insured including volunteers and employees for claims of Bodily Injury and Property Damage arising from the inherent risks involved in operating sports events and/or tournaments. Participant Liability coverage is included. This important coverage protects the Named Insured against Bodily Injury claims brought by persons participating in the insured activities.

Typical Accident Medical Plan Description

$25,000 Maximum
$100 Corridor Deductible
$10,000 Accidental Death and Dismemberment Schedule
Flexible Plan Designs
Most Plans written as Full Excess

Typical General Liability Plan Description

$1,000,000 per occurrence /$2,000,000 aggregate
Including coverage for:
Products and Completed Operations Coverage
Lawsuits brought against you by Spectators, Participants, and Volunteers
Personal and Advertising Injury Coverage
Participant Liability Coverage
Property Damage Liability Coverage
Host Liquor Liability Coverage
Additional Insureds Coverage for Owners of Leased Premises and Sponsors
Non-Audited policy
No Deductible